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Christine Reiser

Mortgage Loan Officer

NMLS ID #1447958

About Christine:

Christine has been in the mortgage and real estate industry since 2010. She was a Realtor for 5 years before becoming a Mortgage Loan Officer, giving her the unique opportunity to know what buyers and sellers go through from start to finish along their home buying and selling journey. Christine is not a typical 9-5 lender as she can be reached in the evenings and weekends, providing buyers with time to talk and ask questions after their work day is completed.

Christine is not only experienced working with FHA, VA and Conventional loans, she also has vast experience working with down payment assistance programs and refinancing. She is efficient in finding the best loan options and interest rate as possible and loves helping buyers have an extraordinary experience with her and First Centennial Mortgage.

Christine puts her faith in action every day when working with all those who are involved with a transaction, treating everyone with honesty, fairness and guidance. Having been married to her husband, John for 25 years, she continues to enjoy time together, with family and friends and traveling to warmer weather in the winter months

Calculate Your Loan

Need a few moments to crunch some numbers? Our easy-to-use calculator will help you get a basic visual of a mortgage payment to help you decide what you can afford.

Calculator

Monthly Payment
(Principal + Interest Only)

$1,880.70

Total Interest Payable

$88,525.28

Total of Payments
(Principal + Interest Only)

$338,525.28

Monthly payment shown consists of principal and interest only. Examples entered are hypothetical and for illustrative purposes only. Any calculations assumes the theoretical borrower will have excellent credit and are based on information entered. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on location, loan type, and many other determining factors. This information was prepared by an independent third party, and accuracy is not guaranteed. Please contact me or a financial advisor to seek personalized advice from qualified professionals regarding all financial issues and needs.

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Types of LoansWhich type is right for you?

First Centennial Mortgage offers a full menu of loan products. Whether you are buying your first home, moving up to a nicer home, relocating or want to refinance your current home, we have a loan that will fit your needs. To get started, contact me online or call 219.789.8313 to get in touch.

Fixed-rate home loans are the most common type of home loan in the mortgage industry. This option is low-risk and gives you predictable monthly principle and interest (P&I) payments for the next 15 or 30 years, depending on which loan term you choose. Fixed-rate loans are reliable for long-term owners ready to settle in one place for a long period of time.

An adjustable rate mortgage (ARM) is ideal for borrowers who plan to move within five years. ARMs take advantage of a low "introductory" interest rate so the loan stays at the same rate typically for 5, 7 or 10 years. Once the introductory period expires, the interest rate changes with the movement of an "index" (major interest rate). Following this movement, the amount of monthly interest either increases or decreases.

Conventional home loans are not backed by a federal agency, such as the U.S. Department of Veteran Affairs, U.S. Department of Agriculture or Federal Housing Administration. Conventional loans are idea for people with a stable job, income and good credit. Conventional home loans are more flexible in their terms and have fewer restrictions compared to government-backed products.

Federal Housing Authority (FHA) loans are government assured and are ideal for people with limited income or money for a down payment. These loans typically help first-time homebuyers, seniors or others with limits on what they can afford.

Jumbo home loans are considered non-conforming mortgages. They are for purchases with a loan value above the federal standard of $453,100, although that number varies based on location. For a home with a purchase price above this limit, a jumbo loan is needed.

Veterans Affairs (VA) home loans are a great benefit to military personnel during and after their service. These loans are partly guaranteed (typically a quarter of loan value) by the U.S. Department of Veterans Affairs.

Contact Christine

219.789.8313 (Mobile)
219.213.7341 (Office)
219.213.7342 (Fax)
Email: C.Reiser@goFCM.com 

9223 Broadway, Suite E
Merrillville, IN 46410

NMLS ID #1447958
Licenses: AZ #0946822, IL # 031.0054076, IN #29933